Thanks, everyone for all the well wishes about retirement. It is an exciting time, also a bit scary and nervous about the change but I know I am ready to enjoy life. And it will work out.
Z, after the hip replacements I don't want to waste another minute of my life having stress or doing things I don't want to do any more. Of course, some things must be done but at my age I want to enjoy every moment, so I'm going for it. I definitely look at things differently now, value time with family and friends more than ever and would like as little stress as possible and not working will take away about 98% of my stress at the moment. Money doesn't seem very important, other than having enough to pay bills and shop a little. Will look to do volunteer work where there is a need.
Think I may have repeated myself a few times but sure I got my point across. Hope everyone had a great weekend.