Like you, Jacky and Lynn, we started off with almost nothing and lived frugally until we saw our kids through tertiary education. When we were first married, everything we had, including all our clothes and ourselves, fitted into a little, second-hand green Mini car. When we moved into our first house, our furniture was a bed, a $10 table and 2 orange crates. Oh, and we had a small portable radio.
While the children were growing up, we had camping holidays - just as much family fun, but cheaper than hotels.
We've been able to help 2 of our children into their first homes (they paid us back, but our loan saved them from paying high interest rates). Our oldest son has health issues and will always need some financial and emotional support from us. We'll always help our 2 grand-daughters, too.
We've set aside money for family and we're spending what is left on traveling, as all but our oldest live abroad. They can't always travel to see us but, while we are fit enough, we will travel to see them.