In the US, there is a law that says if someone goes to the ER, they have to be treated regardless of ability to pay. Also, states have a welfare type of coverage for those with low incomes. I don't exactly know how they work, but I do know they have them. I have heard horrible things from the UK's and Canada's socialized medicine coverage, and I know it's awful and not something I ever want. While our system isn't perfect, it is the best in the world. For instance, if I need to see my doctor, I can get in the same day if needed, or within a couple of days if I'm not seriously ill. If my doctor happens to be off, there are many other doctors I can be seen by that day. If I need tests, they are done either on the spot, if I'm in the ER as I was several times post TKR and needing Cat-scans, MRI's, x-rays, etc., or if my doctor orders them for that day, etc. Otherwise they are scheduled quite soon. Medicines for us are very cheap-we pay a small fee per prescription only. Private healthcare is not cheap here either-but it's part of the benefits package through my husband's job and we pay a small share of the monthly fee. We've had the same insurance for 37 years, and I hope to keep it until I die as I love the coverage I have. We have many choices for insurance coverage, but I love the one I first chose when our oldest son was a year old, so have kept it ever since. I am so sorry you have to live through socialized medicine, and hope one day the UK comes to their senses and gets rid of it, and I hope the US never allows it to happen here.