Good for you. I’m glad to hear you have a plan in place for your care if needed. The only downside is that long term care doesn’t usually cover short term assistance needs like you might require if you are recovering from surgery. I don’t know how it is where you live, but in my city, there are assisted living facilities that can be done on a short term rental basis so that at least your basics of food, home chores and some medical assistance would be covered for you both. That might be out of sight financially, though.
United States

